
Acumen Financial
Referred by Mady S
Free setup call
Entity filed in your state, EIN issued, operating agreement drafted, and a business bank account you can actually fund. Every dollar of business credit you ever get depends on this part being clean.
Takes about 2 minutes. No credit card, no obligation.
What you end up with
5 to 15
Business days to filed, state depending
Processing time is set by your state's filing office. State fees are separate from service pricing.
01How it works
We settle the three things people get wrong on their own: which state to file in, how the entity should be structured, and whether the name you want is actually available and usable.
Articles of organization with the state, EIN with the IRS, operating agreement drafted, registered agent handled. You sign where we tell you to sign and that is the extent of your paperwork.
An entity on paper is not the same as an entity a lender will approve. Business bank account, business address and phone, and the listings that let an underwriter verify you exist.
All 50
States we file in
20,000+
Clients served
$3.2M+
Funding placed for clients
02What you get
Priced on the consultation, because what you need is not what the next person needs. The call is free and you will have the number before you decide anything.
Name check, articles filed with your state, registered agent, and the formation documents in your hands.
Federal tax ID issued and an operating agreement drafted for your structure, which is what the bank asks for on day one.
Business bank account, business address and phone, and the verifiable footprint lenders look for before they approve anything.
03Straight answers
Usually five to fifteen business days. The spread is the state, not us. Some process in days, some take a few weeks, and we will tell you which one you are dealing with on the call.
For most people it is the state they actually operate in. The Delaware and Wyoming advice you see online is real for a specific kind of company and expensive noise for everyone else. We will tell you which one you are.
For business credit placed under an EIN instead of your personal name, yes. That is the whole point of the entity, and it is why we set it up to be fundable rather than just filed.
Common. Missing operating agreement, no EIN, dissolved for an unfiled annual report, wrong address on file. Bring it to the call and we will tell you what it takes to clean it up.
Both work. Multiple members changes the operating agreement and how the tax side is handled, which is why the structure gets decided on the call before anything is filed.
Pricing is set on the consult, based on what you actually need. Nothing is charged to book it. State filing fees are set by the state and are separate from what we charge.
Free setup call
Fill this in and Mady gets it directly. Someone reaches out within 24 hours to settle the state, the structure, and the name, then it gets filed.
Also handled by Acumen Financial